The books

Read the books. Then bring us your numbers.

Written by our founder, Bruce J. Smith III. The Flat Fee Revolution and the two annuity books are free to download. Retain Your Wealth is on Amazon, its first step is free to read below, and the 1,000 questions it answers are free to search here.

The first bill · what you pay for advice

The Flat Fee Revolution™

Why the way you pay for financial advice matters more in retirement than it ever has

“Your account doubles. Your fee doubles. The work doesn’t.”

Most retirees have never seen their advisory fee added up in dollars across a whole retirement. This book does the arithmetic, shows where a percentage fee and a flat fee part ways, and tells you exactly what to ask.

Download free (PDF)Paperback on Amazon

Free to read. Short on time? Start with Chapter Six, Fifty Years of Driving Down Cost (PDF).

Both bills · the owner’s guide to your plan

Retain Your Wealth™

A Fiduciary’s 10-Step Owner’s Guide to Keeping More of What You Built

“Your biggest retirement expense never sends you a bill.”

Ten steps, with worksheets and an annual review, that answer 1,000 of the questions families ask about risk, fees, taxes, income, Social Security, beneficiaries and their own plan, each one with the page where it’s answered.

Read Step 1 free Get the book on Amazon

Search the 1,000 questions · 1,000 Questions guide (PDF) · Families who complete an Honest Fee and Tax Review receive a copy of the book.

Free guide

1,000 Retirement Questions. Answered.

Every question answered in Retain Your Wealth, sorted into the seven areas of your plan, with the page where each one is answered. The WealthKare edition.

Download the guide (PDF)Search them online

Retain Your Wealth™ · free chapter

Read Step 1: Get Involved. You Are the CEO of Your Retirement.

The whole first step, 24 pages, with the contents of the full 395-page book. Here are the first two pages of the Introduction.

Retain Your Wealth, Introduction, pages 10 and 11

Annuities

Considering an annuity, or already own one?

Two free books written to be read before anyone shows you a contract, and before you decide whether the one you own is still earning its keep.

Is Your Annuity Any Good?

For owners: how to read what you already have, what it really costs, and what your choices are.

Download free (PDF)

Is an Annuity Right for You?

For the undecided: when an annuity can do a job nothing else can, and when it can’t.

Download free (PDF)

Want a product researched objectively?

AnnuityDataPRO™ analyzes and compares annuities on guarantees, income, costs, riders and carrier strength: research, not a sales pitch.

WealthKare provides research only. Any recommendation or purchase is based on availability and suitability and is handled through a properly licensed entity, American Assets Financial Corporation, an affiliated entity.

Explore Annuity Research

The Honest Fee and Tax Review

Your biggest retirement expense never sends you a bill.

The Honest Fee and Tax Review puts both bills in dollars: what you paid for advice last year, and the income tax already owed inside your retirement accounts. One no-cost, no-obligation meeting with a fiduciary.

Our thank-you gift: your review includes a complimentary copy of Retain Your Wealth.

Book Your Review & Get the Book

Or call 888-888-6001 and mention code WK-BOOKSHonestFeeReview.com

Included with your review